How to Protect your Identity this Black Friday

landlord real estate agent rental property tips

How to Protect your Identity this Black Friday

SHARE:

Got your eye on any Christmas presents this Black Friday? So do data criminals… but it’s not that flat-screen TV that they’re eying. Since Target’s huge data breach in 2013 (coincidentally during Black Friday and Cyber Monday) where credit card information for up to 110 million was compromised, participating in the shop-happy holiday has become a little risky. As you navigate the millions of Black Friday deals, follow these tips to keep your identity safe.

Pay in Cash

If you know exactly what you’re purchasing this Black Friday, then think about paying in cash. While this takes some preparations, and makes it difficult when you want to make an unplanned purchase, it completely protects your credit and debit card information from being stolen.

Choose Legitimate Stores

Even if you physically go into a store on Black Friday (rather than shopping online), be aware that your information isn’t 100% safe. No matter how good the deal is, it’s not worth losing your identity or credit card information over it. As you look for deals on a new laptop, keep in mind where you’re purchasing it from; Choose stores that you trust. If you wouldn’t purchase your laptop from them at full price, don’t do it at ½ off.

Update your Computer’s Firewall

Credit card information isn’t the only thing cyber thieves are after – they could be looking for access to your computer or passwords. If you’re planning on participating in Cyber Monday (or Amazon’s big Black Friday sale) make sure to update your computer before shopping. Check to see if you have the latest firewall protections and be wary of using public Wi-Fi spots.

Change your PIN Number

To be extra safe, consider changing your credit or debit card’s PIN numbers after the holiday. Keep a paper trail of all the purchases you made and check your bank balance regularly. When in doubt, take advantage of your free annual credit report.

Get Credit Monitoring

In the wake of Equifax’s huge data breach a few months ago, it wouldn’t be a bad idea to look into credit monitoring. By utilizing credit monitoring services, you insure that you stay up-to-date on your personal information and receive notifications if something appears wrong. From ongoing credit applications scanning to credit score updates, this tool can not only help protect your identity, but help you figure out how to increase your credit score.

While you’re certainly going to want to do whatever you can to protect your identity and personal information during the holiday months, be aware that these types of cyber thieves don’t normally go out of their way to steal a specific person’s identity. As long as you stay mindful about your purchases and vigilantly use safe shopping practices, then your Black Friday experience should be hacker free. Happy shopping!

Learn about More Ways you can Protect your Identity

 

Subscribe!

Categories

Subscribe for more news and tips!

Share with your friends!

Share on Facebook
Share on Twitter
Share on Linkdin
Share via Email

More Articles from ApplyConnect

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Subscribe for more news and tips!

Share with your friends!

Share on Facebook
Share on Twitter
Share on Linkdin
Share via Email

More Articles from ApplyConnect

Blog Topics

Click the dropdown

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Get Started with ApplyConnect!

The nation’s most trusted tenant screening for real estate agents, landlords, and property managers. No cost background checks available 24/7.

©2018 ApplyConnect. All rights reserved

ApplyConnect marks used herein are trademarks or registered trademarks of applyconnect.com. Other product and company names mentioned herein are the property of their respective owners.

Get Started with ApplyConnect!

The nation’s most trusted tenant screening for real estate agents, landlords, and property managers. No cost background checks available 24/7.

©2018 ApplyConnect. All rights reserved

ApplyConnect marks used herein are trademarks or registered trademarks of applyconnect.com. Other product and company names mentioned herein are the property of their respective owners.